Digital Security 101
Credit monitoring is one of the best ways to protect your credit score and catch the early warning signs of fraud — but only if you use the right service.
Notify your bank to report any unauthorized transactions, start an investigation. Banks generally refund fraudulent transactions if reported promptly.
The best way to protect yourself from identity theft is to limit the information fraudsters can find about you — after that, it’s all about playing defense.
Contact the bank where the account was opened to report fraud and to close the account. Also take these steps to protect your identity and credit.
While banks are generally obligated to refund money lost to fraud, they may deny the refund if you were negligent or involved in the scam.
Scammers can't access your bank account with just your bank account number; however, they can set up direct debits or transfers via EFTs.
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