Financial Fraud & Credit Protection

Aura keeps you a step ahead of threats with credit monitoring, Experian credit lock, and financial tools to help keep your assets safe.

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Financial fraud is on the rise

+18%

Increase in reported fraud in 2021
(U.S. FTC 2021)

$5.9B

Personal financial losses from fraud in 2021 (U.S. FTC 2021)

+64%

Increase in new bank account fraud in 2021 (U.S. FTC 2021)

Protect Yourself From Credit Fraud With a Tap

Instantly lock your Experian credit file to stop unwanted inquiries into your credit history. Keep a pulse on your credit health with a monthly credit score¹ and 3-bureau annual credit reports.

Up to 4X Faster Fraud Alerts Than Competitors³

With fraud, every second counts. We alert you in near–real time to new inquiries to your credit file, like if someone is trying to open a new credit card or bank loan in your name.

Safeguard Your Bank Accounts and Home Titles

We alert you to suspicious changes to your bank accounts and property titles, like if your name was removed from your bank account or if a co-owner was added to your home title.

Get Alerts on Suspicious Transactions

Catch early signs of fraud by staying on top of your bank transactions. Link your accounts to Aura, set spending alerts, and we’ll notify you of transactions above your alert thresholds.

We’ve got your back

Aura Plans Come With:

$1,000,000 ID Theft Insurance*

24/7/365 Customer Support

60 Day Money-back Guarantee

What is credit monitoring?

Credit monitoring helps you detect possible financial and identity fraud by monitoring changes to your credit report across the 3 major credit bureaus.

Aura's credit report monitoring will help you stay on top of your credit. Protect your credit score by receiving alerts if suspicious activity is detected.

Proactive alerts to possible identity theft or credit fraud can help limit financial losses and damage to your credit score.

Call us at 1-844-939-3681 to learn more about the credit monitoring features included in our plans.


Which credit bureaus do you monitor?

We monitor and alert you to any new inquiries found on your credit file across all 3 major credit bureaus (Experian, Equifax, and TransUnion).

Reduce hassle and access your three-bureau credit report data in one place with Aura, so you don't need to manually request a TransUnion credit report, Experian credit report, and Equifax credit report separately.

Call us at 1-844-939-3681 to learn more about credit monitoring.

How do you help protect my finances?

At Aura, we’re focused on helping you protect your personal finances. Here are a few ways Aura can help:

  • Credit monitoring: Get near-real time alerts to prevent fraud. Get notified if we detect any inquiries to your credit files across Equifax, Transunion, and Experian. 
  • Credit Lock: Easily lock and unlock your Experian credit file to secure your credit from unwanted inquiries.
  • Credit Scores and Reports: Get a monthly credit score¹ and annual credit reports from the major bureaus so you can keep track of your credit history.
  • Financial Transaction Monitoring: Link your bank accounts and credit card accounts to track spending activity.
  • Bank Account Monitoring: Get alerted if someone tries to add unauthorized account holders or remove your name from an existing bank account.
  • Lost Wallet Remediation: Was your wallet lost or stolen? We’ll help you cancel any debit or credit cards in your wallet, and work with you on a recovery plan to secure your IDs and information.
  • $1 Million Identity Theft Insurance*: Every plan comes with an insurance policy that covers eligible losses and fees due to identity theft.

Call us at 1-844-939-3681 to learn more about the financial fraud protection features included in our plans.

When should I lock or freeze my credit?

We recommend locking or freezing your credit files if you are a victim of identity theft. With Aura, you're able to instantly lock your Experian credit with a tap, and our agents are ready to help you navigate freezing your credit files and getting you set up with credit monitoring.

Securing your credit file with a credit lock or freeze can restrict unauthorized access to your credit report and prevent identity thieves from opening new accounts, such as credit cards and loans, in your name. Placing a lock or freeze on your report will not impact your credit score. Remember to unlock or unfreeze your credit information for any credit applications.

The warning signs of identity theft often reveal themselves following incidents like data breaches, phishing scams, social media impostor scams, theft of your social security number, theft of your driver's license, and physical theft of your wallet or smartphone. 

Identity thieves can sell your personal information on the Dark Web, or use it themselves to commit various types of financial fraud. If you're worried about identity theft following one of these incidents, visit our identity theft protection service page to learn more. 

Call us at 1-844-939-3681 to learn more about the credit protection features included in our plans.

Ready for Credit Protection?

Monitor your credit and protect your finances with Aura.