#1 Protection to Keep Your Info Yours

Identity theft is when a fraudster steals your personal data (such as your name, address, phone number, social security number, credit card number, passport number, IDs, driver's license number, etc.) and other forms of your identity to commit crimes in your name. Identity thieves have one common goal: to steal your personally identifiable information (PII) and use it to get a payday.

According to the U.S. Federal Trade Commission (FTC), there’s been over a 2X increase in identity theft cases from 2019 to 2021, up from 650,000 to 1.4 million cases.

Call us at 1-844-939-3681 to learn more about identity theft monitoring & credit monitoring features included in our plans.

While there are many warning signs of identity theft, here are 4 common identity theft techniques:

• Data Breaches - ‍Modern day scammers can hack a company’s database or obtain stolen information from the Dark Web. Stolen data can, for example, include any personal information you've saved on a shopping website, from passwords to credit card details to Social Security numbers. 
• Viruses & Malware - If you ever visited an unknown website, clicked on a strange link, or connected an unfamiliar USB into your device, these activities may put you at risk of accidentally downloading malware. Hackers can infect your devices with harmful software such as ransomware, and leverage that to steal your data and and even extort you for money. This is why you should always use an antivirus solution to protect yourself against malware. Get even more peace of mind with a secure VPN, so you can browse public Wi-Fi networks without worry of being hacked. 
• Phishing Attacks - These attacks are commonly delivered by email, text message, and even DMs on social media from people you don't recognize. They’ll pressure you to “confirm your identity” or "prove it's really you" by asking you to enter your username and password. Identity thieves are also targeting children with phishing attacks on social media and online gaming forums. If they gain access to any online accounts, they'll use it to commit fraudulent activity while pretending to be you. In the worst case scenario, they'll phish your online banking information and drain your bank account, making it a nightmare scenario to recover any stolen funds. That's why you should never open spam emails, and never click on any strange links you don't recognize.
• Physical Theft - If you lose your wallet and a thief finds your driver’s license or Social Security card, they can use that information to commit id theft. Identity thieves may also try to steal your physical mail to obtain financial information such as your bank account number. Beware, as change of address fraud has become a common scam used to redirect your mail to unauthorized destinations. 

Everything that you do online leaves a digital footprint, and it’s possible for a criminal to access your personal information with only an email.

Call us at 1-844-939-3681 to learn more about identity theft monitoring & credit monitoring features included in our protection plans.

According to a 2021 Data Breach Report, there were over 422 million people had their information exposed on a data breach. These records are typically sold among criminal exchanges or exposed on the Dark Web. For example, hackers can steal your identity with your ID if it gets exposed in a data breach. 

Aura provides extensive dark web monitoring of your registered personal and financial information, such as online accounts, financial accounts, SSN, IDs, home titles, and more to help prevent identity fraud.

Call us at 1-844-939-3681 to learn more about identity theft monitoring features included in our protection plans.

Your credit history may show negative remarks after an identity theft event. For example, if you don't pay your credit card bill after a stream of unauthorized charges gets posted to your account, your credit score will take a hit. 

We recommend locking or freezing your credit file if you are the victim of identity theft. Securing your credit with a credit freeze will limit access to your credit report and prevent identity thieves from opening new accounts in your name. 

Rather than manually checking your annual credit report and trying to decode such an overwhelming amount of information, Aura experts can walk you through it, step by step. 

Aura is an award-winning credit monitoring service that can help you prevent fraud. We monitor and alert you to any new inquiries on your credit file across all three bureaus (Experian, Equifax, and TransUnion). Aura's mobile app can deliver notifications and updates if we detect suspicious activity. 

All Aura plans includes a $1M identity theft insurance*, which provides coverage for eligible losses after a stolen identity event like the examples below:

• Aggregate Limit of Insurance: $1,000,000 per policy period
• Lost Wages: $2,000 per week, for 5 weeks maximum
• Travel Expenses: $1,000 per policy period
• Elder Care, Spousal Care, and Child Care: $2,000 per policy period
• Certified Public Accountant Costs: $1,000 per policy period

This means you could receive reimbursement for losses incurred as a result of identity theft.  To learn more, visit our identity theft insurance overview page. 

Scammers and identity thieves have gotten more sophisticated, so it can be hard to tell if your identity has been stolen. However, if you believe you are the victim of identity theft, please call us at 1-844-939-3681. Once you become an Aura member, you'll be assigned a dedicated case manager, and an Aura fraud specialist will be there to assist you every step of the way.