How can I identify the creditor listed in a credit alert?

Sometimes identifying a creditor can be tricky since the name might not be immediately recognizable to you, even if the activity is something that you do recognize. 

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Here are some things to look for when looking at the creditor listed in your alert:

• Abbreviations - creditors may be listed under an abbreviated name

• Example: Bank of America may be listed as BOA, BofA, or Bk of Amer

• Credit card issuer - store credit cards are typically reported by the card issuer or underwriter

• Example: Amazon Visa credit card is issued by Chase (JPMCB)

• Underwriter for a loan

• Example: Rocket Mortgage may use a company like CoreLogic Credco to pull your credit report

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Common creditor abbreviations

• JPMCB - JP Morgan Chase Bank
• WF CARD SERVICE - Wells Fargo Bank
• SYNCB -  Synchrony Bank, typically issues credit cards for use at specific retailers
• DEPT OF ED/AIDV - Department of Education Aidvantage
• GS BANK - Goldman Sachs Bank
• CBNA - Citibank North America
• PPC - PayPal Credit (formerly known as Bill Me Later) 

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Common credit card issuers

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Barclays

• Barnes and Noble
• Jet Blue
• NFL

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Capital One

• Menards
• Saks Fifth Avenue
• Walmart
• Williams Sonoma

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Citibank (CBNA)

• Best Buy
• Costco

• Shell
• Staples
• The Home Depot

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JP Morgan Chase

• Amazon
• Marriott Bonvoy
• Southwest Airlines

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TD Bank

• Nordstrom
• Target

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