I received an alert for a blocked inquiry. What now?

Please Note

• Blocked inquiries will not be reflected on your Credit Report 

What Triggers a New Credit Inquiry Alert

• Your Experian Credit Lock may be activated. This will prevent any inquiries trying to be placed using your Experian Credit File.  

Is there anything I have to do?

• If you recognize the inquiry you can disable your Experian Credit Lock through your Aura Dashboard. Once disabled, your credit file can be accessed immediately. (May take up to 24 hours) 
• Review your current credit report to ensure the information is correct. You can visit annualcreditreport.com for a free credit report 
• Keep your Watchlist updated to ensure Dark Web Monitoring is active

 Example of a New Credit Inquiry

• Blocked inquiries may list the underwriters' information
• In this example, Synchrony Bank is an underwriter for Chevron’s credit card -SYNCB/CHEVRON

‍