Setting up a fraud alert is simple and should take less than 30 minutes.
First, contact one of the three credit bureaus (Equifax, Experian, or TransUnion) and request a fraud alert. You may need to supply documentation to prove your identity and situation, such as:
Government-issued ID (Driver’s license, birth certificate, Social Security card, etc.)
Utility bill, phone bill, or bank statement showing your name and address
Pay stub, W2, or 1099 with your Social Security number (SSN)
For an extended fraud alert: FTC Identity Theft report and/or police report
For an active duty alert: Military ID
Here’s how to contact the credit bureaus:
Equifax: 800-685-1111 or by visiting Equifax’s website
Experian: 888-EXPERIAN (888-397-3742) or by visiting Experian’s website
TransUnion: 888-909-8872 or by visiting TransUnion’s website